No Claim Discount (NCD) - MALAYSIA CAR INSURANCE
       
  If no claim is made or arises from your policy and provided your vehicle is insured for a a continuous  period of 12 months in each of the
  following  instances, you are entitled to a No Claim Discount on renewal of you policy as follows :-

  Period of Insurance                                                             Discount
  After the first year of insurance                                                  25 %
  After the second year of insurance                                            30 %
  After the third year of insurance                                                 38 1/3 %
  After the forth year of insurance                                                 45 %
  After five or more years of Insurance                                         55 %
 
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