Latte effect,  Cigaratte effect


See how a cup of coffee per day will affect your retirement fund

  Your details   Start Age?    
 Stop Age?  
Start Age 20 INFLATION
Stop Age 60
(40years )
Daily consumption Yearly cost TOTAL EFFECT
  Latte (Coffee)   per cup cup 2190 3.6 196329
  Cigarattes   per pack pack 2555 3.6 229051
  TOTAL  395      per month 4745 425380
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Drinking latte and smoking are just habits. Building your retirement fund require a good habit.
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(Illustration is based on an compounded return of 6% p.a and inflation 3.6 % p.a )