| 24 HOURS COVERAGE | MHI MEDICAL CARD | MAJOR PRIVATE HOSPITALS | RENEWABLE UP TO AGE 80 |

HOSPITALISATION & SURGICAL PLAN

  Major Private Hospitals
  This is not a contract of insurance. The description below  is only a brief summary for quick and easy reference.  
  Please read 
TERMS OF USE

  LIMIT 

PLAN 1

RM

PLAN 2

RM

PLAN 3
 
RM

PLAN 4
 
RM

  Life time limit

500,000

750,000

1,000,000

1,500,000

  Annual Limit

50,000

75,000

100,000

150,000
   Medical card (Admission & Discharge)
   (widely accepted by all major private hospital)
Yes Yes Yes Yes
   Renewable up to Age 80 Yes Yes Yes Yes
   Reimbursement basis
  (for both government & private hospitals)
Yes Yes Yes Yes
  Includes day care surgery Yes Yes Yes Yes
  24-hour worldwide coverage Yes Yes Yes Yes

  Hospitalisation & Surgical Benefits
 
RM RM RM RM

  Hospital Room & Board (per day)  
  (150 days per any one disability)
100  200  300 400 

  Intensive care
  (50 days per confinement)
as charged as charged as charged as charged
 
  Hospital supplies & services
 
as charged as charged as charged` as charged
 
  Surgical fees
  
as charged as charged as charged as charged
 
  Specialist visit
 
as charged as charged as charged as charged
  Post surgery care
  (up to 60 days following date of surgery)
as charged as charged as charged as charged
 
  Specialist visit
 
as charged as charged as charged as charged
 
  Anaesthetist fees
 
as charged as charged as charged as charged

  Operating theatre fees
 
as charged as charged as charged as charged
 
  Daily in physician fees
  
as charged as charged as charged as charged

  Pre hospitalisation diagnostic
  (within 31 days prior to hospitalisation)
as charged as charged as charged as charged

  Post hospitalisation treatment
  (within 60 days after discharge from hospital) 
as charged as charged as charged as charged

  Home nursing
  (max 180 days per lifetime)
as charged as charged as charged as charged

  Ambulance fees
 
as charged as charged as charged as charged
  Outpatient treatment benefits
  (per annum) 
 
 
  Emergency accidental outpatient
  (30 days followup treatement) - Annual Limit
 
1000 2000 3000 4000
 
  Outpatient cancer treatment
 
As Charged Subject to Reasonable and Customary Charges
 
  Outpatient kidney dialysis
 
  Government Service Tax 
 
5% on Hospital Room and Board Charges
  Copyright  2005 - 2008 www.einsuran.com
MALAYSIA INSURANCE PORTAL 

"as charged " means the insurer will pay all the fees incured based on Reasonable and Customary Charges.
Our selected insurance partner is a leader in Malaysia providing the most comprehensive plan which is well accepted by all
Major Private Hospitals.

You only need to show the MHI Card to the Medical Staff and enjoy a hassle free admission.